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Bank of India Credit Officer Recruitment 2026

Bank of India
📋 779 Vacancies 💰 MMGS-II: Rs. 64,820 onwards | MMGS-III & SMGS-IV up to Rs. 1,20,940 per month, plus allowances 👁️ 27 views
Apply Online →

📅 Important Dates

Application Start Date 30 Jun 2026
Application End Date 20 Jul 2026
Exam Date —

📋 Vacancy & Pay Details

Total Vacancies 779
Category-wise Vacancies

Bank of India (BOI) invites online applications for 779 Credit Officer vacancies across the following grades:

  • Credit Officer (MMGS-II): 677 posts
  • Credit Officer (MMGS-III): 61 posts
  • Senior Credit Officer (SMGS-IV): 41 posts

This includes backlog / carried-forward vacancies from the previous cycle.
Pay Scale MMGS-II: Rs. 64,820 onwards | MMGS-III & SMGS-IV up to Rs. 1,20,940 per month, plus allowances
Location —
Department Bank of India

✅ Eligibility Criteria

Educational Qualification

Graduation with 60% marks (55% for SC/ST/OBC/PwBD), OR a professional qualification such as CA / CMA (ICWA) / CS / CFA. Relevant post-qualification banking / credit experience is required as per grade.
Age Limit 25 – 45 years
Age Relaxation

Age (as on 01 June 2026): MMGS-II 25–32 years, MMGS-III 28–38 years, SMGS-IV 32–45 years. Relaxation for SC/ST (5 years), OBC (3 years), PwBD (10 years) as per rules.
Experience Post-qualification banking/credit experience as specified per grade.
Nationality Indian

💳 Application Fee

General / OBC ₹850
SC / ST / PH ₹175
Payment Mode Online - Debit Card, Credit Card, Net Banking, UPI

🏆 Selection Process

  1. Online Examination: Objective test covering professional knowledge, banking/credit, reasoning, English and general awareness.
  2. Personal Interview: Shortlisted candidates are interviewed.
  3. Final Merit: Where both stages are held, weightage is 70:30 (exam:interview).

📝 How to Apply

  1. Visit the Bank of India website at bankofindia.bank.in and open the Careers / Recruitment section.
  2. Register with a valid email ID and mobile number.
  3. Fill the online application form and upload photograph, signature and documents.
  4. Pay the application fee online.
  5. Submit the form on or before 20 July 2026 and save a copy.

📁 Required Documents

  • Photograph and signature (scanned)
  • Graduation / professional degree certificate and mark sheets
  • Experience certificates
  • Category / caste certificate (if applicable)
  • Valid photo ID (Aadhaar/PAN)

🔗 Important Links

Apply Online Apply Now →
Official Website 🌐 https://bankofindia.bank.in

❓ Frequently Asked Questions

There are 779 Credit Officer vacancies across MMGS-II (677), MMGS-III (61) and SMGS-IV (41) grades.

Online applications are open from 30 June 2026 and the last date to apply is 20 July 2026.

The fee is Rs. 850 for General/OBC and Rs. 175 for SC/ST/PwBD candidates, paid online.

A graduation degree with 60% marks (55% for reserved categories) or a professional qualification like CA/CMA/CS/CFA, along with relevant experience.

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Quick Summary
Post Name
Bank of India Credit Officer Recruitment 2026
Vacancies
779
Last Date
20 Jul 2026
Pay Scale
MMGS-II: Rs. 64,820 onwards | MMGS-III & SMGS-IV up to Rs. 1,20,940 per month, plus allowances
Category
Banking
Status
Active
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